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Limited-time mortgage offers that help lower upfront costs and can help make homeownership more attainable.
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At United, we're here to help make homeownership more affordable with our limited-time mortgage offers. From closing cost savings to special rates and flexible loan options, these opportunities are only available for a short time—so act quickly before they’re gone.
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Understanding your mortgage options can make a big difference in your financial future. Our mortgage calculators help you figure out monthly payments, estimate costs, and explore loan types to find what works best for you. Whether you’re buying a home, refinancing, or planning for the future, these tools give you the information you need to make confident choices.
APR = Annual Percentage Rate. Loan subject to credit and collateral approval as well as program terms and conditions.
[1] For well-qualified borrowers. Rate and terms subject to change at any time. Limited-time rate based on 3/1 adjustable-rate mortgages (ARM) as low as 5.365% interest rate. Payment example, initial payment on a 30-year $200,000 3-year Adjustable-Rate Loan at 5.365% and 70% loan-to-value (LTV) is $1,118.70. After the initial 3 years, the fully indexed Annual Percentage Rate (APR), based on rates as of 8/25/2026 of 6.3% is in effect for the remaining 27 years and can change once every year for the remaining life of the loan. Payment example does not include amounts for taxes and insurance premiums. If applicable, actual payment obligation will be greater. Rates are variable and subject to change after 3 years and your payment may increase or decrease as rates change. Rate includes a .125% discount available to applicants who register, prior to close, to have their mortgage payment automatically deducted from a United Free or Ultra Checking account each month. Certain restrictions apply. Rate as of 9/01/2026.
[2] For qualified borrowers financing through the HomeReady and Home Possible loans. For more information, visit fanniemae.com/homeready and freddiemac.com/homepossible. Certain terms and conditions apply.
[3] Offer and terms subject to change. Loans subject to credit and collateral approval as well as program terms and conditions. Available on new mortgage applications. Financing up to 100% of the retail value of the property is available. Up to 360 months financing available. Rate may be increased after consummation. Certain restrictions apply.