Other Vehicle Loans

other vehicle loans and refinancing

for your unique vehicle

You want a something that isn't an automobile, boat, RV, trailer, or a recreational vehicle. Where do you get a loan for it? If the item on your mind is a vehicle with a title of UCC, you may be able to finance using an Other Vehicle Loan from United.

This loan can be used to finance lawnmowers, tractors, golf carts, and more. Just chat with us and see if your vehicle qualifies.

current rates

Please select your state to see rates for your particular location. Check back as rates are updated often.

Select Your State

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Fixed Rate Other Vehicle Loans
$1,000	11.39%
[1] APR = Annual Percentage Rate. The base APR available varies by state, as high as 11.39% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. *Rates include a 0.50% rate discount below the base APR for 80% Loan to Value and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

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what our loan offers

United offers a fixed rate loan to finance a titled or UCC'ed vehicle not included in other loan categories. Financing must be for a vehicle of more than $1,000. Have confidence knowing that you won't be tied down with additional fees. We allow borrowing up to 125% of the value of your vehicle to help cover expenses like taxes, title fees, and negative trade-in equity. United has no application fee or early payment penalties.

competitive rates

Flexible repayment terms up to 60 months¹

discount with automatic payments²

borrow up to 125% of the vehicle's value

eligible for Skip-a-Payment

no application fees or prepayment penalties

discount when you finance 80% or less³

helpful assistance online and in branch

trailer financing

Need a trailer for your vehicle? We’ve got you covered there too.

learn more

Start a Live Chat Call (888) 982-1400 Visit a Branch Schedule an Appointment

APR = Annual Percentage Rate. Subject to credit approval. Rates as of 5/1/2026 and subject to change.

[1] Advertised APR for well-qualified borrowers, ≤ 80% loan to value (LTV), and automatic payments from a United checking account. Available APR is 11.39% to 18.00% APR (as high as 17.00% in Arkansas and Oklahoma) depending on credit performance, loan-to-value and terms of the loan. Payment Example: $20,000 at 11.39% APR for 60 months equals $438.75 per month. Some conditions apply.

[2] A 0.25% rate discount is available when automatic payments are established from a United Checking account.

[3] Receive a rate discount of 0.50% on loans with Loan to Value (LTV) 80% or lower. Some restrictions apply.